# www.bams.com > AI-optimized mirror of www.bams.com containing 50 pages totalling 27,367 words of clean markdown content, structured data, and semantic HTML. Original source: https://www.bams.com/. Last updated: 2026-05-21T20:34:11.321Z. Each page is available as HTML (with JSON-LD structured data) and Markdown (text-only, ideal for LLMs and RAG). ## Homepage - [Maximize Profit](/site-root.html): The motto at BAMS is to deliver superior customer support and education about merchant accounts. (792 words) ## Articles & Blog Posts - [blog/what-squares-new-pricing-means-to-you/index.html](/blog/what-squares-new-pricing-means-to-you/index.html) (1 words) - [Is Square the Best Payment Processor for Restaurants?](/blog/is-square-the-best-payment-processor-for-restaurants.html): Square has been a widely recognized brand name among small businesses and entrepreneurs. There is no question the Square Reader was revolutionary for... (674 words) - [blog/index.html](/blog/index.html) (1 words) - [Stripe Alternatives: How BAMS Stacks Up Against Stripe’s Payment Processing Solutions](/blog/stripe-alternatives-how-bams-stacks-up-against-stripes-payment-processing-solutions.html): Since its initial launch in 2011, San Francisco-based Stripe has become one of the most recognizable brand names in online payment processing. Used by... (897 words) - [How Problematic Are Chargebacks for Business Owners?](/blog/how-problematic-are-chargebacks-for-business-owners.html): Chargebacks are a reality of accepting credit card payments. While many chargebacks are requested for valid reasons, there are plenty of cases in... (615 words) - [Why Do So Many Businesses Prefer WooCommerce over Shopify?](/blog/why-do-so-many-businesses-prefer-woocommerce-over-shopify.html): WooCommerce and Shopify are two of the leading e-commerce platforms in the world. Each is full-featured and designed specifically to aide online sales... (679 words) - [BAMS Low Cost Payment Processing Saves Businesses Thousands Annually](/blog/bams-low-cost-payment-processing-saves-businesses-thousands-annually.html): BAMS has been offering electronic payment processing solutions to thousands of merchants all across the globe for well over a decade... (823 words) - [Understanding Merchant Fees – Which Fees Are Common for A Merchant Account Statement?](/blog/understanding-merchant-fees-which-fees-are-common-for-a-merchant-account-statement.html): Credit card transaction processing fees seem simple on the surface, but the overall fees are actually made up of many smaller fees, sometimes numbering... (654 words) - [Can Customer Order Kiosks Speed Up Your Business?](/blog/can-customer-order-kiosks-speed-up-your-business/index.html): Enjoyable food and friendly staff are two of the most obvious ones, but for a quick service restaurant, highly efficient operations are equally important... (554 words) - [10 Effective Ways to Prevent Shopping Cart Abandonment](/blog/10-effective-ways-to-prevent-shopping-cart-abandonment.html): Cart abandonment is one of the biggest problems plaguing online merchants, and 88% of all consumers have abandoned a shopping cart without... (1,026 words) - [How Emailed Invoices Can Help You Get Paid Faster](/blog/how-emailed-invoices-can-help-you-get-paid-faster/index.html): The faster your invoices get paid, the healthier your company’s finances will be, and the better you’ll sleep at night... (589 words) - [5 Effective Tips to Win More Chargebacks](/blog/5-effective-tips-to-win-more-chargebacks/index.html): Chargebacks are a reality of accepting card payments, and no merchant doing any significant volume can avoid them altogether. Some chargebacks... (653 words) - [Why Is Interchange-Plus Pricing the Most Advantageous Merchant Account Pricing Format?](/blog/why-is-interchange-plus-pricing-the-most-advantageous-merchant-account-pricing-format.html): Merchant services providers use a variety of pricing models, the most common of which is the fixed-fee structure used by major third-party providers... (749 words) - [What Is Risk Scoring and How Can It Help You?](/blog/what-is-risk-scoring-and-how-can-it-help-you/index.html): Minimizing risk is a task of great importance to everyone involved in online commerce and electronic payments, from the merchants right through to... (690 words) - [Which Merchant Account Provider is Better – BAMS, Braintree or QuickBooks Merchant Services?](/blog/which-merchant-account-provider-is-better-bams-braintree-or-quickbooks-merchant-services.html): Choosing a merchant services provider is a serious task and picking the wrong merchant account can result in headaches with integration... (944 words) - [6 Ways to Keep Your eCommerce Transactions Safe](/blog/6-ways-to-keep-your-ecommerce-transactions-safe/index.html): Ecommerce transactions are all about trust. Customers need to feel 100% confident that their personal information and payment details are stored... (790 words) - [What Visa and MC Updated Dispute and Fraud Monitoring Programs Mean For You](/blog/what-visa-and-mc-updated-dispute-and-fraud-monitoring-programs-mean-for-you.html): For obvious reasons, the major credit card companies take fraud and excessive chargebacks very seriously, and companies like Visa and Mastercard... (674 words) - [EMV vs Magnetic Stripe Systems](/blog/emv-vs-magnetic-stripe-systems/index.html): Read about the benefits of accepting EMV cards, the dangers of not accepting them and the need to stay at the forefront of security tools to combat fraud. (490 words) - [Increase Employee Morale with Personalized Online Gift Cards](/blog/employee-personalized-online-gift-cards/index.html): People are always looking for ways to stand out. Online gift cards can be the perfect way to give that personal touch to someone you want to impress... (336 words) - [Understanding EMV Payment Card Technology](/blog/understanding-emv-payment-card-technology/index.html): EMV Payment Card Technology: Learn about EMV technology, what entails EMV compliance and what are EMV security weaknesses. (378 words) - [Benefits of a Low Priced Yet Quality Merchant Account Provider](/blog/benefits-low-pricing-yet-quality-merchant-account-provider.html): Read more about why it's more profitable to choose a low price but high-quality local merchant account services provider... (354 words) - [Should You Choose the Lowest-Priced Merchant Services?](/blog/lowest-priced-merchant-services/index.html): Learn why it's more profitable to choose a low price but high-quality merchant services provider and what BAMS can do for you... (342 words) - [Clover GO vs. Square – Which is Better for You?](/blog/clover-go-vs-square-which-is-better-for-you/index.html): Square is almost synonymous with mobile phone-based payment processing, but Clover – a company owned by processing giant First Data... (847 words) - [Next Day Funding: A 12-Hour Transaction Payment Time Isn’t Just a Dream](/blog/next-day-funding-12-hour-transaction/index.html): Believe it or not! BAMS offers next day funding their clients allowing them to get their money faster and available sooner for use. (348 words) - [3 Ways Waiting For Your Processor Is Slowing You Down](/blog/waiting-processor-slowing-down/index.html): Many big-name processors can take almost a week to turn over your funds. We believe your time is valuable, that is why we offer next day processing... (355 words) - [Top 10 BigCommerce Apps to Help Your Online Business Grow](/blog/top-10-bigcommerce-apps-to-help-your-online-business-grow.html): BigCommerce is one of the leading eCommerce platforms currently on the market, serving some of the biggest brands in industries ranging from automotive... (787 words) - [What the Discontinuation of QuickBooks Desktop 2016 Means to You as a Merchant](/blog/what-the-discontinuation-of-quickbooks-desktop-2016-means-to-you-as-a-merchant.html): QuickBooks discontinued support for their QuickBooks Desktop 2016 accounting and finance software – one of the most popular accounting and productivity... (518 words) - [The Basics of Interchange Fees – What They Are, What They Cover, and How They’re Calculated](/blog/the-basics-of-interchange-fees-what-they-are-what-they-cover-and-how-theyre-calculated.html): Interchange fees are charged on every single credit card transaction regardless of who a merchant partners with for their payment processing... (571 words) - [Preventing Fraud Related Chargebacks Is Essential In E-Commerce](/blog/fraud-chargebacks-e-commerce/index.html): Cases of online theft and fraud are rising. Learn how e-commerce stores can protect themselves from chargebacks related to fraud... (554 words) - [The Top 3 Best Alternatives to QuickBooks](/blog/the-top-3-best-alternatives-to-quickbooks/index.html): Intuit’s QuickBooks is undoubtedly the king of the hill when it comes to popular cloud-based accounting software. But there are a number of competitors... (616 words) - [NYC Merchant Services – No Place Like Home Startup](/blog/nyc-merchant-services-no-place-like-home/index.html): Looking for a trusted and successful payment processing partner for your startup? How nice would it be if that partner was someone familiar, like NYC... (303 words) - [How PayPal’s New Refund Policy Impacts Your Business and What You Can Do About It](/blog/how-paypals-new-refund-policy-impacts-your-business-and-what-you-can-do-about-it.html): PayPal updated its user agreement and made a big change that impacts every single one of their sellers in an inarguably negative way - refund.... (624 words) - [4 Best Touch Screen POS for 2019](/blog/4-best-touch-screen-pos-for-2019/index.html): From retail stores to restaurants and beyond, hardwired cash registers are giving way to flexible, mobile point-of-sale (POS) systems designed to make... (780 words) - [Tips to Help Prevent Chargeback Fraud](/blog/tips-help-prevent-chargeback-fraud/index.html): When running an eCommerce store it is important to have fraud prevention tools in place to prevent chargebacks, here's why. (320 words) - [Do You Receive Next-Day Funding with Your Merchant Account?](/blog/do-you-receive-next-day-funding-with-your-merchant-account.html): Funding speed can vary significantly from provider to provider, and when choosing a processor, businesses looking to ensure their financial health... (585 words) - [Key Benefits of the OptBlue Program](/blog/key-benefits-optblue-program/index.html): Here are a variety of advantages of the BAMS OptBlue program that can make it a great investment for any business. Learn more... (323 words) - [How Next Day Funding Can Help Your Business](/blog/next-day-funding-help-business/index.html): If you are looking for ways to improve your cash flow processes and collection systems, take advantage of next day funding services from BAMS... (292 words) - [Why You Should Hire a NYC Merchant Services Provider](/blog/hire-nyc-merchant-services-provider/index.html): Here are several advantages of having local a NYC merchant service provider that is located near your place of business. Learn more... (292 words) - [Faster Cash Flow with Next Day Funding](/blog/ease-cash-flows-next-day-funding/index.html): Next day funding systems offer companies their deposits a day earlier than normal. So, why do you need a fast payout? Fastens the ACH network... (317 words) - [Reasons Why You Should Work with a Local Merchant Service Provider](/blog/reasons-local-merchant-service-provider/index.html): BAMS, a local merchant service provider, provides services with affordable electronic payment solutions and access to the latest software in payments. (299 words) - [NYC Merchant Services Processing](/blog/nyc-merchant-services-processing/index.html): New York, New Jersey, and Connecticut merchants need a local processor that understands their business needs. Here's why NYC Merchant Services is the best. (291 words) - [Make Sure You Read the Fine Print with Worldpay – You Could Be Paying Extra Fees Unexpectedly](/blog/make-sure-you-read-the-fine-print-with-worldpay-you-could-be-paying-extra-fees-unexpectedly.html): In 2017, a class-action lawsuit was brought against Worldpay Inc. alleging that 200,000 merchants were overcharged with unexpected markups and... (698 words) - [Chargeback Prevention Starts with Fraud Prevention](/blog/chargeback-prevention-fraud/index.html): Chargeback prevention is one of the biggest concerns of online merchants. Learn ways to catch most of it before your products hit the shipping stream. (307 words) - [Why You Should Offer Gift Cards to Your Customers and How They Impact Your Company’s Revenue](/blog/why-you-should-offer-gift-cards-to-your-customers-and-how-they-impact-your-companys-revenue.html): Sometimes you just don’t have the time or personal knowledge necessary to purchase someone a truly personal gift card, this is... (538 words) - [The Best Alternatives to Shopify in 2019](/blog/the-best-alternatives-to-shopify-in-2019/index.html): Shopify is a great platform, and its ease of use has resulted in skyrocketing popularity over the last few years. But as an all-in-one solution... (587 words) - [Is A Flat Rate Good for Your Business? – Spoiler: Probably Not!](/blog/is-a-flat-rate-good-for-your-business-spoiler-probably-not.html): Flat fees, like the kind charged by PayPal and Stripe, are probably among the most common out there. They’re straightforward and easy to grasp... (579 words) - [4 Ways BAMS Can Improve Your Cash Flow](/blog/4-ways-bams-can-improve-your-cash-flow/index.html): Strong positive cash flow is one of the single most important factors in maintaining a healthy business, and anything you can do to boost and protect it... (684 words) - [blog/automate-wordpress-with-zapier/index.html](/blog/automate-wordpress-with-zapier/index.html) (1 words) - [Guaranteed Next Day Funding Merchant Services That Get You Paid Faster](/solutions/next-day-funding/index.html): Get next day funding merchant services with BAMS. Access credit card processing deposits by the next business day, improve cash flow, and avoid funding holds. 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